Iowa City, Coralville & North Liberty Homes

Buying a Home in the Iowa City Area


   

  Buying a home in the Iowa City Area is a smart move. Making the smart move of choosing a Realtor® [AKA: Mike] is your first step to ensuring that your new home and the Iowa City community meets your needs. My services and 10+ years of Iowa City business experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat & referral business and hope you'll come to understand why.

Please remember that Mike offers FREE professional representation as a Buyer's agent- working exclusively for you as a buyer, representing your best interests throughout the real estate transaction & providing you with detailed data to make a well informed investment. Mike provides diligent & comprehensive buyer's service at no cost to you as a home purchaser.

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan programthat meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a Realtor® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest feesinclude homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

Contact Mike today & find out why so many clients highly recommend his low pressure approach to buying. Mike can help you find a home in Iowa City, Coralville, North Liberty, West Branch, Tiffin & the remainder of the Johnson County Area.

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Michael J. McEleney